Chapter 13 Bankruptcy Lawyer in Woodbridge Township
Your First Consultation Is FREE: (732) 338-9650
Chapter 7 bankruptcy, Chapter 13 bankruptcy is an effective form of debt relief for those who
are looking for ways to resolve their overdue bills and financial obligations.
But unlike Chapter 7 bankruptcy, which wipes out unsecured debt, Chapter
13 bankruptcy requires repayment of a portion of your debt. If you are
interested in filing for Chapter 13 bankruptcy, don't hesitate to
get in touch with our team at Vaisman Law Office.
Why Work with Vaisman Law Office?
- Our attorney has in-depth knowledge of our local bankruptcy courts and trustees
- We offer personalized, one-on-one attention
- You work directly work our lawyer from start to finish
- We keep you up-to-date on your case
Known as reorganization bankruptcy, Chapter 13 allows debtors to restructure
their debt into manageable payment plans. By repaying the debt, many are
also able to keep their home, their cars, and their personal items. These
payments will typically last from 3 to 5 years and are determined by negotiating
FREE meeting to discuss your debt with an attorney.
How Are Chapter 13 Repayment Plans Determined?
It is important that you work with an experienced Woodbridge Township bankruptcy
attorney when negotiating a repayment plan. In many cases, you may be
able to secure a favorable repayment schedule, negotiate a lower interest
rate, or even obtain a lower overall debt. This all depends on an attorney's
experience and skill when dealing with creditors.
Your monthly repayment plan under Chapter 13 is usually determined by:
- How much debt you have
- Your expenses
- Your income
- Administrative fees
Solving Your Debt Can Start Today. Call (732) 338-9650.
If you are being overwhelmed with debt, you are not alone. You can take
steps to heal your financial struggles with the help of our bankruptcy
lawyer at Vaisman Law Office. Start by scheduling a FREE case evaluation
to see what steps you should take next.
Contact us today to begin your debt relief plan.