Notice: Due to COVID-19, we will be conducting all consultations via video, phone, or email. While state and municipal courts are closed, the federal bankruptcy courts are open for business and are as well working through this crisis by utilizing telephone and video streaming services to move cases along. This could present an especially great opportunity to get the bankruptcy process started and completed with little or no additional hassle to the debtor. Please don’t hesitate to call us if you have any questions!

New Jersey Bankruptcy Attorney
Call for a Consultation 732.338.9650
Help Safeguard Your Assets With Chapter 7

Woodbridge Township Chapter 7 Bankruptcy Attorney

Helping Debtors in Woodbridge Township Find Relief

Are you drowning in debt? Having trouble keeping up with your car payments and mortgage? Chapter 7 bankruptcy is known as liquidation bankruptcy and works by wiping out non-exempt assets in order to pay off creditors. With Chapter 7 bankruptcy, you may be able to wipe all or nearly all of your unsecured debt.

This includes credit card debt, medical bills, personal loans, lawsuit debts, and many other types of overdue payments. Not everybody can qualify for Chapter 7 bankruptcy, as petitioners must meet income requirements and not exceed the annual median household income in their state.

Why Call Our Chapter 7 Bankruptcy Lawyer?

  • Over a decade of proven legal counsel
  • Regular communication so you always know how your case is going
  • Free consultations and affordable, flexible payment plans
  • Direct counsel—an attorney will always pick up the phone

If you are worried that your home could be foreclosed on or that your car could be repossessed—you need to work with a bankruptcy lawyer who can help you take full advantage of the bankruptcy exemptions available to you under federal and New Jersey bankruptcy law. Protect your assets and move toward a stronger financial future. Call Vaisman Law Office today!

Speak directly with an attorney during a FREE bankruptcy evaluation.

Hands-On Bankruptcy Guidance

At Vaisman Law Office, we put an emphasis on client-oriented counsel and personalized services. While we are passionate about practicing bankruptcy law, our ultimate goal is to be able to serve our clients with focused, high-quality advocacy. From start to finish, our attorney personally guides each client through their bankruptcy proceedings, creditor hearings, court appearances, and all the paperwork.

Keeping Property After Chapter 7

A majority of individuals are able to keep most of their personal items after filing for Chapter 7. These can include cars, equity in your home, clothing, pension, retirement accounts, and more. Most of these items are considered exempt because the courts recognize that some of these items are necessary even after you complete your bankruptcy. What you end up keeping may vary depending on your individual circumstances, how much debt you have, and how much property/items you own. Talk to a qualified Woodbridge Township Chapter 7 bankruptcy lawyer today to learn more.

Is Chapter 7 Right for You? Find Out More in a FREE Consultation.

If you are interested in filing for Chapter 7 bankruptcy as a way to resolve your debt, feel free to contact our office to learn more about filing for bankruptcy, what to expect, and whether it will be right for you.

Give us a call at (732) 338-9650 to begin your road to financial recovery.

Past Clients Share Their Stories

  • “He was very thorough in his preparation of our case and understanding of our lack of knowledge in this situation”

    Elizabeth

  • “Ed handled my BK case, and was very accessible, even returning calls on weekends and evenings. I found his fees to be very competitive and his service ...”

    Wayne

  • “I don't know where I would be now without Ed's help of keeping my necessity of living assets.”

    Teresa

  • “Mr Vaisman always calls you back day or night weekends and holidays believe it or not. He really puts you at ease and his responses are filled with confidence.”

    J.S.

  • “His knowledge of the bankruptcy system is a true inspiration to his trade.”

    David S.

5 Steps to Your Fresh Start

  1. Take Responsibility
  2. Plan a Goal
  3. Take Action
  4. Hire the Right Team
  5. Bring Your Dreams to Life!
Take the First Step Toward a Debt-Free Future
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