Notice: Due to COVID-19, we will be conducting all consultations via video, phone, or email. While state and municipal courts are closed, the federal bankruptcy courts are open for business and are as well working through this crisis by utilizing telephone and video streaming services to move cases along. This could present an especially great opportunity to get the bankruptcy process started and completed with little or no additional hassle to the debtor. Please don’t hesitate to call us if you have any questions!

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You Have Rights That Protect You From Creditor Harassment

Being Harassed by Creditors?

Aggressive Protection From a Woodbridge Township Credit Harassment Lawyer

Many debtors go through similar experiences when it comes to creditor harassment. The barrage of calls at odd hours and the constant threats are an all too familiar scene for anyone who has been the target of relentless creditors.

If you are experiencing harassment and abuse from your creditors, consult our Woodbridge Township creditor harassment lawyer to see what you can do to make it stop. Our bankruptcy attorney has been protecting consumers for over 15 years. We can help protect you from creditor harassment and provide you with trusted advice on ways you can assert your rights.

What should you do if a creditor is harassing you?

  • Consider filing for bankruptcy with the help of an attorney. When you file for bankruptcy, all creditor actions must stop, including contact and communication.
  • Refrain from using any credit cards if you have intentions of filing for bankruptcy. Creditors can accuse you of fraud if you do so.
  • You may be able to pursue damages if a creditor is violating the Fair Debt Collections Practices Act (FDCPA)

We'll tell you how to handle creditors during a FREE case evaluation.

You Have Rights Under The Fair Debt Collections Practices Act (FDCPA)

The Fair Debt Collections Practices Act (FDCPA) is a federal law that was put into place by the government to protect consumers from creditor abuse and harassment.

Under the FDCPA, creditors are legally prohibited from:

  • Calling you at your place of work
  • Calling you early morning and late at night
  • Disclosing your financial information to third parties
  • Requesting more debt than what you owe
  • Using profanity or threatening you

Talk to an Experienced Woodbridge Township Creditor Harassment Attorney

No one deserves to be the subject of creditor harassment and abuse, no matter how much debt you owe or how behind you are on your bills. See what our team can do to help you get through this stressful time.

What does Vaisman Law Office have to offer you?

  • Our deep knowledge and experience in bankruptcy courts
  • One-on-one attention
  • Hands-on preparation and guidance for courts, creditor hearings, etc.
  • Affordable and flexible payment plans

Creditor harassment has to stop. Call (732) 338-9650 to learn how.

Past Clients Share Their Stories

  • ““Without any hesitation, call Edward! He is efficient , intelligent and easy to work with. He is always available, returns calls and texts promptly””

    Audrey

  • “He worked with my schedule knowing I was a single mom who was very nervous.”

    Carmen

  • “I was Edward Vaisman's client. I filed for bankruptcy chapter 7. He kept me informed about everything.”

    Fabiana

  • “ Highly recommend him to any one who wants an excellent lawyer who does it the right way.”

    Jean S.

  • “Mr. Vaisman is very professional lawyer”

    Svetlana G

5 Steps to Your Fresh Start

  1. Take Responsibility
  2. Plan a Goal
  3. Take Action
  4. Hire the Right Team
  5. Bring Your Dreams to Life!
Take the First Step Toward a Debt-Free Future
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