Notice: Due to COVID-19, we will be conducting all consultations via video, phone, or email. While state and municipal courts are closed, the federal bankruptcy courts are open for business and are as well working through this crisis by utilizing telephone and video streaming services to move cases along. This could present an especially great opportunity to get the bankruptcy process started and completed with little or no additional hassle to the debtor. Please don’t hesitate to call us if you have any questions!

New Jersey Bankruptcy Attorney
Call for a Consultation 732.338.9650
Your Trusted Legal Advocate Guiding You From Start to Finish

Is Bankruptcy Right for Me?

Ask Our Woodbridge Township Bankruptcy Attorney: (732) 338-9650

If you currently feel like you are drowning in debt, consider filing for bankruptcy. Bankruptcy has helped countless debtors across the nation push the restart button on their finances. It is an honest solution that gives many people the chance for a new start. Learn more about the benefits of bankruptcy below.

Bankruptcy can allow many debtors an opportunity to:

  • Stop creditor harassment
  • Stop wage garnishment/repossession/foreclosure actions
  • Start fresh with little or no debt
  • Repay your car/home loans while keeping it
  • Rebuild your credit score

Find out more about filing for bankruptcy during a FREE consultation.

At Vaisman Law Office, we understand that bankruptcy may not be the right choice for everyone. Whether or not bankruptcy will benefit you will depend on your unique situation and your debt relief goals. Our Woodbridge Township bankruptcy lawyer can review your debt and see whether bankruptcy or another debt relief option would be right for you.

Signs That You May Need to File for Bankruptcy

For some, the debt may have crept up slowly. For others, it may have been the result of a large hit to your finances either due to a job loss or a medical emergency. Regardless of how you ended up in debt, there are common signs that may indicate the need to file for bankruptcy.

If one or more of the following apply to you, you should consider filing for bankruptcy:

  • You are behind on your mortgage or car payments.
  • You have difficulty keeping up with minimum debt payments.
  • You are constantly being harassed by creditors.
  • You are unable to pay your tax debts.
  • You are losing sleep and experiencing anxiety over your debt.

If you are not sure whether bankruptcy is a right choice for you at this time, don't hesitate to talk to our team about your situation. We are here to answer all of your questions and more. Call Vaisman Law Office today to speak directly with our bankruptcy lawyer.

Call our office at (732) 338-9650 if you would like a FREE consult.

Past Clients Share Their Stories

  • “Perfect and reliable lawyer!”

    Nata S.

  • “He took his time to educate us on with some of the bankruptcy laws that affected our case.”

    Former Client

  • “Great”


  • “A+”

    Jim. w

  • “He worked with my schedule knowing I was a single mom who was very nervous.”


5 Steps to Your Fresh Start

  1. Take Responsibility
  2. Plan a Goal
  3. Take Action
  4. Hire the Right Team
  5. Bring Your Dreams to Life!
Take the First Step Toward a Debt-Free Future
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